21X, formerly Structurely

21XHome

Turn every inquiryinto a closed loan

Answer borrowers and buyers the moment they ask, book loan officers and agents, and follow up by voice, SMS and email, day and night.

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Why the first responsive call wins the borrower

  • 75%

    of home buyers interview only one agent

  • 95%

    of buyers rate agent responsiveness very important

  • 66%

    of home buyers apply to only one lender

  • 71%

    of buyers value agents who text property info

Lenders and agents grow with 21X

  • Rocket
  • UWM
  • Lower
  • eMortgage Capital
  • HomeGenius
  • Follow Up Boss
  • eXp Realty
  • Sierra Interactive
  • ValleyDreamTeam

Built for every step to closing

From the first rate question to closing day, 21X answers every borrower, buyer and agent and books the next step.

Instant answers on every loan inquiry

Borrowers get rates, programs and next steps the moment they ask, by text or voice, at any hour.

Booked calls with loan officers

21X qualifies each inquiry and books a call on the officer's calendar, so no lead waits.

Applications that keep moving

Reminders for documents, appraisals and closing dates keep every file on track.

A family hugging by tall sunlit windows in a white room

Mortgage and Real Estate ServicesSMS

Can I get pre-approved this week?

21X AI agent

Pre-approval call · Today, 4 PM

Hear 21X in real conversations

Calls and messages the way your borrowers and homeowners would have them: natural, quick and always ending in a clear next step.

Voice

Refinance check-in

21X calls homeowners when rates move, explains their options and books a call with a loan officer.

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SMS

Home viewing request

A buyer texts about a listing. 21X shares open times, books the viewing and sends a reminder.

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Email

Document follow-up

21X reminds borrowers about missing documents and answers their questions until the file is complete.

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From the first question to closing

A refinance story: every question answered, every next step booked, all the way to closing day.

First question

Jordan · SMS

Can I lower my monthly payment?

3 refinance options sent

Rate review

Jordan · Voice

Can I talk to a loan officer today?

Advisor call · Today, 3 PM

Appraisal

Jordan · RCS

Can the appraiser come this week?

Appraisal booked · Thu 10 AM

Closing date

Jordan · SMS

Can we sign the papers on Friday?

Signing booked · Fri 11 AM

Closing

Enterprise-grade security and compliance

  • AICPA SOC 2 seal

    SOC 2 Type II

    Independently audited security controls

  • GDPR seal

    GDPR

    EU data protection and privacy

  • EU AI Act seal

    EU AI Act

    Responsible, transparent AI

  • PCI DSS seal

    PCI DSS

    Secure payment card handling

See what 21X can do for your team

Find out how 21X can turn more borrower and homeowner conversations into booked calls, closed loans and repeat business.

Talk to our teamHear a live AI call

#1 conversational AI platform in the US, AI Magazine